Key Features of the E-Rozgar
Scheme Punjab
|
Particulars |
Key
Elements |
|
Age |
20 to 50 years |
|
Gender |
Male/Female/Transsexual |
|
Capability and Experience |
University/School Graduates with
enterprising abilities Recognition/Declaration holder from TVET having
specialized/professional preparation. Craftsmans and gifted laborers |
|
Home Status |
Citizen of Pakistan, Inhabitant
of Punjab confirmed through CNIC |
|
Business Type |
Applies to New and Existing
Business Both |
|
Advance Limit |
Clean: Rs. 100,000/ - to Rs. a
million Got: Above Rs.1,000,000 up to Rs. 10,000,000 |
|
Credit Tenure |
2 to 5 years (counting a half
year effortlessness period) |
|
Advance Type |
Term Based Credit |
|
Balance Proportion for Debt |
Males= 80:20 Females,
Transsexual and Disabled= 90:10 |
|
Security Requirement |
Up to Rs. 500,000/ - :
Individual Assurance of Borrower alongside total assets proclamation Above
Rs. 500,000/ - up to Rs. a million/ - : Individual Assurance of borrower +
(Something like 01 Outsider Assurance having aggregate total assets
essentially equivalent to how much credit OR Assurance of Government Worker
of BPS-10 or more.) Total assets might be as Unmistakable Resource i.e
Property or Vehicle possession, and might be surveyed as follows: a) Property
might be esteemed at DC rate by the bank. b) Property valuation might be laid
out from the Abundance Assessment explanation. c) Assessment by Pakistan
Banks Affiliation (PBA) endorsed evaluator d) Vehicle valuation will be the
Price tag less Devaluation (10% for each spending year). The outsider ought
to be a resident of Pakistan and an inhabitant of Punjab have a substantial
CNIC and should not be more established than 55 years. In addition, the e-CIB
of the outsiders ought to be spotless for example it shouldn't have any late
or discount history. Above Rs. a million/ - up to Rs. 10,000,000: Home loan
of Private/Business/Modern/Rural Property/Vehicle having a spotless title and
clear access OK to the bank. |
|
Pricing |
Type Client Valuing Clean 4% Got
5% |
|
Sectors |
Applicable for all areas |
|
Applications |
All applications will be
submitted internet based through the entryway assigned by PSIC |
|
Handling Fee |
Rs. 2,000/ - (Non-Refundable) |
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